Home Buyer's Guide

Buying a home can seem like a daunting process. It may be the most expensive and emotionally charged purchase of your life. But with careful research and determination, the keys to that dream home can be yours. Jan’s Realty can be a valuable resource in your journey to home ownership. We have assembled key information for you which you can download below for free.

Where to Start

• Determine how much you can spend
• Save for a down payment
• Check your credit
• Get pre-approved for a home loan

Questions to Ask Lenders

• Which types of home loans do you offer?
• What will my interest and annual percentage rates be?
• Do I qualify for any special programs or discounts?
• What estimated closing costs can I expect to pay?
• What is your average loan processing time?

House Hunting Tips

Investigate The Area

Drive around neighborhoods that interest you to get a feel of the area, how the homes are cared for, What traffic is like, etc.

Ask Around

Talk to family, friends and co-workers to see if anyone might know of a house for sale in an area you're interested in. One of them may even know of someone that's thinking about selling but hasn't put the house on the market yet.

Keep an Open Mind

Finding your dream home isn't always an easy task! Have a priorities list but keep an open mind when viewing houses.

Take Pictures and Notes

When you visit multiple houses it gets difficult to remember specific details about each one. Take photos and notes while touring houses so that you can reference them later when comparing the properties that you've seen.

Be Ready to Make an Offer

When you find a home you want to buy, keep in mind there may be others interested in it as well. Be ready to make a solid offer quickly in order to have the best chance at getting that home.

Download the Home Buyer's guide (PDF)